Best Credit Cards for Travel in India: Features & Benefits

Best Credit Cards for Travel in India

List of Best Credit Cards for Travel in India: Features & Benefits

You’ve been dreaming about your gap year in India since you were a kid. Now that you’re finally taking the plunge, you want to make sure you have the best credit card for travel in India so that you can make the most of your trip.

Check out this article to find out which credit cards will give you the best benefits for travel in India!

Table of Content:

  • About Travel Credit Card
  • SBI Card ELITE
  • Yatra SBI
  • MakeMyTrip ICICI Bank Signature
  • HDFC Regalia
  • Axis Bank Vistara Signature
  • HDFC Bank Diners Club Privilege
  • Citi Premier Miles
  • Air India SBI Signature
  • IRCTC SBI Card Premier
  • Intermiles HDFC Signature
  • Conclusion

About Travel Credit Card

There are many different types of credit cards available on the market, and it can be difficult to choose the right one for your needs.

If you frequently travel to India, then you may want to consider getting a travel credit card. Travel credit cards offer a number of benefits that can be useful when you are traveling.

For starters, travel credit cards usually have no foreign transaction fees. This means that you will not be charged any additional fees when you use your card to make purchases in India.

Additionally, travel credit cards often come with a number of perks, such as free checked baggage or priority boarding. These benefits can save you time and money when you are traveling.

When choosing a travel credit card, it is important to compare the different offers available. Make sure to look at the interest rate, annual fee, and other terms and conditions before making your decision. Choose the card that best fits your needs and offers the most benefits.

SBI Card ELITE

The SBI Card ELITE is one of the best credit cards for travel in India. This card offers a number of great benefits for travelers, including a free domestic flight every year and a waiver on the fuel surcharge.

The SBI Card ELITE also offers a number of other benefits, such as cash back on travel expenses and discounts on hotel stays.

If you are looking for a credit card that will give you the best benefits for travel in India, the SBI Card ELITE is a great option to consider.

Annual Fee: Rs. 4,999
Renewal Fee: Rs. 4,999

Travel Benefits: 

It offers a wide range of benefits and perks that make it ideal for travelers. Some of the key benefits of the SBI Card ELITE include free domestic and international lounge access, free hotel stays, and discounts on airfare and hotel bookings. Low forex mark-up fee of 1.99%.

The card also offers a host of other benefits such as cash back on travel expenses, fuel surcharge waiver, and much more.

If you are looking for a credit card that offers great benefits for traveling, then the SBI Card ELITE is a great option to consider.

Yatra SBI Card

The Yatra SBI Card is one of the best credit cards for travel in India. It offers a wide range of benefits, including a complimentary domestic flight voucher worth Rs. 10,000.

This card also offers up to 10% off on Yatra hotel bookings and up to 20% off on Yatra bus tickets. In addition, cardholders can enjoy 5% cashback on Yatra domestic flight bookings and 2.5% cashback on international flight bookings.

This card also comes with some great features, such as zero lost card liability and 24/7 concierge services. Plus, cardholders can get up to 15% discount on dining at select restaurants across India.

If you’re looking for a credit card that will help you save on travel expenses, the Yatra SBI Card is a great option to consider.

Annual Fee: Rs. 499
Renewal Fee: Rs. 499

MakeMyTrip ICICI Bank Signature

The MakeMyTrip ICICI Bank Signature credit card is a great option for travelers in India. This card offers a number of benefits, including:

– Earn up to 10X rewards points on MakeMyTrip bookings
– Complimentary domestic and international airport lounge access
– Up to Rs. 5,000 cashback on MakeMyTrip bookings
– No foreign currency transaction charges

In addition to these benefits, the MakeMyTrip ICICI Bank Signature credit card also offers a number of other perks, such as a complimentary subscription to the MakeMyTrip app and exclusive discounts on hotels and restaurants.

Joining Fee: Rs. 2,500
Annual Fee: Nil

HDFC Regalia

HDFC Regalia is one of the best credit cards for travel in India. It offers a host of features and benefits that make it an ideal choice for frequent travelers.

Some of the key features of HDFC Regalia include airport lounge access, free domestic and international trips, and exclusive discounts on travel bookings.

The card also comes with a personal concierge service that can help you with your travel arrangements.

HDFC Regalia also offers a host of other benefits, such as fuel surcharge waiver, cashback on travel bookings, and discounts on dining and shopping. If you are a frequent traveler, HDFC Regalia is definitely a credit card worth considering.

Annual Fee: Rs. 2,500
Renewal Fee: Rs. 2,500

Travel Benefits: 

It offers a wide range of benefits and perks that make it an ideal choice for frequent travelers. Some of the key benefits of the HDFC Regalia credit card include free lounge access at airports, free domestic and international flight tickets, and a host of other travel-related benefits.

The card also offers a generous rewards program, which allows cardholders to earn points on their spending that can be redeemed for future travel.

In addition to its many travel-related benefits, the HDFC Regalia credit card also offers a number of other perks, such as 0% interest on balance transfers and cash advances, and a host of other lifestyle benefits. For all these reasons, the HDFC Regalia credit card is one of the best credit cards for travel in India.

Axis Bank Vistara Signature

The Axis Bank Vistara Signature credit card is one of the best credit cards for travel in India. This card offers a host of benefits including free air tickets, complimentary domestic and international airport lounge access, and free hotel stays.

It also offers a host of other benefits such as cashback on everyday spend, fuel surcharge waiver, and discounts on dining and shopping.

If you are a frequent flyer, the Axis Bank Vistara Signature credit card is definitely worth considering. The free air tickets alone can save you a lot of money if you travel frequently.

Plus, the other benefits offered by this card can help you save even more money on your travels.

Annual Fee: Rs. 3,000
Renewal Fee: Rs. 3,000

Travel Benefits:  

If you’re looking for a credit card that will give you the best experience when traveling in India, the Axis Bank Vistara Signature credit card is a great option.

This card offers a wide range of benefits, including free air tickets, complimentary lounge access, and discounts on hotel bookings.

There’s also no foreign transaction fee, so you can use your card without worrying about extra charges. Plus, you’ll earn reward points on every purchase that you can redeem for future travel.

HDFC Bank Diners Club Privilege

HDFC Bank Diners Club Privilege is one of the best credit cards for travel in India. It offers a number of benefits that make it ideal for travel.

For starters, it offers a welcome bonus of 20,000 points, which can be redeemed for airfare, hotel stays, and other travel expenses. It also gives you access to a number of exclusive airport lounges across the country.

In addition, HDFC Bank Diners Club Privilege gives you complimentary travel insurance of up to Rs. 5 lakhs.

This can be used to cover medical expenses, lost baggage, trip cancellation, and more. The card also comes with a host of other benefits such as fuel surcharge waiver, cash back on spend, and more.

Annual Fee: Rs. 2,500
Renewal Fee: Rs. 2,500

Travel Benefits: 

It offers a host of benefits including a complimentary domestic flight every year, free access to airport lounges, and discounts on hotel bookings.

The card also comes with a host of other features such as zero liability on lost or stolen cards, fraud protection, and 24/7 customer support.

If you are looking for a credit card that offers great benefits for travel, HDFC Bank Diner’s Club Privilege is a great option.

Citi Premier Miles

The Citi Premier Miles is one of the best credit cards for travel in India. This card offers a number of benefits that make it ideal for travelers.

For starters, the Citi Premier Miles offers a very competitive interest rate. This card also offers a wide array of travel-related perks, such as free checked baggage, priority boarding, and travel insurance. Additionally, cardholders can earn rewards points that can be redeemed for free travel.

Another great feature of the Citi Premier Miles is that it has no foreign transaction fees. This makes it a great choice for travelers who frequently visit India.

Overall, the Citi Premier Miles is an excellent choice for travelers looking for a credit card with great benefits and a competitive interest rate.

Annual Fee: Rs. 3,000
Renewal Fee: Rs. 3,000

Travel Benefits: 

It offers a wide range of benefits that make it ideal for Indian travelers. Some of the benefits of the Citi Premier Miles card include earn rate of 3 points per Rs. 100 spent on travel and dining, up to 2 complimentary domestic airport lounge visits per year, and up to 20% off on domestic and international hotel bookings.

Air accident cover up to Rs. 1 Crore. The card also offers a fuel surcharge waiver, which can save you money when you’re filling up your tank.

In addition to the great benefits that the Citi Premier Miles card offers, it also has a very competitive annual fee. The annual fee for this card is just Rs. 3,000, which makes it very affordable for Indian travelers.

If you’re looking for a great credit card for travel in India, the Citi Premier Miles card is an excellent option to consider.

Air India SBI Signature

The Air India SBI Signature credit card is one of the best credit cards for travel in India. This card offers a number of benefits that make it ideal for travel.

For starters, you can earn up to 10,000 bonus points when you use the card to book a ticket on Air India. You can also earn 1 point for every Rs. 100 spent on the card.

These points can be redeemed for a variety of travel-related expenses, such as airfare, hotel stays, and more.

In addition to earning points, the Air India SBI Signature credit card also offers a number of other benefits that make it ideal for travel.

For example, you can get up to 15% off on Air India tickets when you use the card. You can also get discounts on other travel-related expenses, such as hotel stays and car rentals. Plus, the card comes with a number of insurance benefits that can protect you while you travel.

Overall, the Air India SBI Signature credit card is one of the best credit cards for travel in India. It offers a variety of benefits that make it ideal for travelers.

Annual Fee: Rs. 4,999
Renewal Fee: Rs. 4,999

Travel Benefits:  

The Air India SBI Signature credit card is a great choice for travelers in India. This card offers a number of benefits that make it a good choice for travel.

First, the card offers a free domestic flight each year. This can save you a lot of money if you travel frequently.

Second, the card offers a number of discounts on airfare and hotels. These discounts can help you save money on your travel expenses.

Third, the card has no foreign transaction fees. This means that you will not be charged any extra fees when you use your card to make purchases in another country.

Overall, the Air India SBI Signature credit card is a great choice for travelers in India.

IRCTC SBI Card Premier

The IRCTC SBI Card Premier is one of the best credit cards for travel in India. It offers a number of benefits that make it a great choice for travelers.

One of the biggest benefits of the IRCTC SBI Card Premier is that it offers a free rail travel insurance policy.

This policy covers you for up to Rs. 10 lakhs in case of an accident while traveling by train in India. The policy also covers you for lost baggage and trip delays.

Another great benefit of the IRCTC SBI Card Premier is that it offers fuel surcharge waiver. This means that you will not have to pay the fuel surcharge when you use your card to purchase fuel at any petrol station in India. This can save you a lot of money, especially if you travel often.

The IRCTC SBI Card Premier also offers a number of other benefits, such as cash back on train tickets, discounts on hotel bookings, and more. If you are looking for a credit card that offers great benefits for travelers, the IRCTC SBI Card Premier is a great option to consider.

Annual Fee: Rs. 1,499
Renewal Fee: Rs. 1,499

Intermiles HDFC Signature

The Intermiles HDFC Signature credit card is a great choice for travel in India. It offers a number of benefits that make it a good option for travelers.

For starters, the Intermiles HDFC Signature credit card offers a wide range of travel-related benefits. These benefits include things like free air tickets, discounts on hotel bookings, and more.

In addition, the card also offers a number of other benefits like cash back on purchases, fuel surcharge waiver, and more.

Another great thing about the Intermiles HDFC Signature credit card is that it comes with a wide range of features that make it a good choice for travelers.

For example, the card offers a complimentary membership to the Intermiles program. This membership gives cardholders access to a number of exclusive benefits and perks. In addition, the card also comes with an EMV chip that makes it more secure than other credit cards.

Overall, the Intermiles HDFC Signature credit card is a great choice for travel in India. It offers a wide range of benefits and features that make it a good option for travelers.

Annual Fee: Rs. 2,500
Renewal Fee: Rs. 2,500

Travel Benefits:  

The Intermiles HDFC Signature credit card is one of the best credit cards for travel in India. This card offers a number of great benefits for travelers, including earn 10 Intermiles per Rs. 100 spent on flights booked through the Intermiles website or app.

You can also earn 5 Intermiles per Rs. 100 spent on other travel-related purchases, such as hotels, restaurants, and more.

In addition to earning Intermiles, you’ll also get a free domestic flight every year when you spend Rs. 1 lakh or more on your card.

Plus, you’ll get a complimentary domestic hotel night stay voucher every year when you spend Rs. 2 lakh or more on your card. These benefits make the Intermiles HDFC Signature credit card one of the best options for travelers in India.

Conclusion

We hope this article has helped you find the best credit card for travel in India. With so many options available, it can be difficult to know which one is right for you.

Be sure to consider your individual needs and preferences when choosing a card. And remember, always pay off your balance in full each month to avoid paying interest on your purchases. Happy travels!

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